How a airline credit card works is for every dollar you spend your credit card company gives you a mile towards your next plane ticket. They coincide with each other based on how far you plan on going. Most airlines have a credit card where you can earn air miles. The Delta Platinum SkyMile Credit Card has become one of the most popular cards out there due to the size of the company.
For the most part you can accumulate these miles for a couple years and cash them in at one time. Do be aware that some of these airlines only let you travel on odd days and hours. The airlines would rather charge full price for a seat on a plane leaving on a Saturday instead of you taking that seat for free. The airline will do their best to get you on off day flight at a weird hour where the flight is not full instead. They know that they are going to have seats available so you are forced to use these times. If you are flexible then it does not really matter because you are getting a free ticket.
So is a airline reward credit card even worth applying for? It really depends on what kind of traveler you are. If you can be flexible then go with the airline. The only downside is that one particular airline might only go to certain locations. What if you want to go to South America and your airline does not go there. Then you cannot use your air miles. Unfortunately, many people find this out the hard way. While calling their credit card company up to book the flight they are told the miles cannot be used.
The best bet would be to apply with a bank. You can use the rewards on any airline with no blackout dates. This way you are not limited to one airline. No getting up at 5 am on a Tuesday to make it for your early flight just because the airline told you this was the only time. A bank will be able to handle all your needs as they want to keep you as a customer and you might be able to get other financial products through them too. The most popular bank card is the Citi Premier air mile credit card. When applying for your next airline mile credit card take a closer look into going with a well known financial institution. Now you will be able to tell the bank where and when you want to go instead of the airline telling you.